Privacy
of your information
At mbfund.com, we appreciate that your privacy is extremely
important to you. With this in mind, we have put in place
a number of measures to ensure that any personal data we obtain
from you as a result of visiting this website is processed
and maintained in accordance with accepted principles of good
information handling and also in accordance with the Information
Technology Act 2000.
Please note that the materials on this website www.mbfund.com
are provided by MB Fund as a service to its users and is to
be used for informational purposes only. By using and/or downloading
any materials from this Site, you will be deemed to agree
to these terms and the same shall take effect on the date
which you first use this Site.
Information is being made available at this site purely as
a measure of public facilitation. While every effort has been
made to ensure that the information hosted in this web site
is accurate and up-to-date, the MB Fund does not hold itself
liable for any consequences, legal or otherwise, arising out
of use of any such information.
Obtaining information
You are free to browse the website mbmarketing.com without
providing any personal or any other information whatsoever.
If however you wish to apply for any of our products
and/or services then it will be necessary for us to
collect information about you in order that we may consider
your application further.
Use of Collected information
The information we collect about you will be recorded
electronically and may be used in the following ways:
To enable us to consider your application
for a loan or other product or service.
To contact you in connection with your
enquiry.
To extract certain information for
the purpose of generating statistics for our own internal
purposes - it will not however be possible to identify
individuals from these statistics.
To update our website to better meet our
clients needs in the future.
Sometimes we'll share your information with carefully selected
third parties outside MB Fund. We may do this for the following
reasons:
To provide you with a mortgage or loan.
As brokers, our products and services are provided in
conjunction with our business partners. It will therefore
be necessary to disclose your information to them to
provide you with the products and/or services you require.
To provide you with information about
special promotions and offers. If you have given your
consent by choosing not to opt out, we may share some
of your information with carefully selected third parties
so that they can provide you with information about
products and services that may be of interest to you.
To protect MB Fund or others. We may share
your information with third parties when we believe it is
necessary to comply with the law or protect our or another
person's rights, property, or safety. This includes exchanging
information with third parties to protect against fraud and
reduce payment risks.
We will only deal with third parties that we trust to act
in our customers' best interests and who treat our customers'
information with the same stringent controls that we apply
ourselves.
As part of the regulatory activities carried out by the Reserve
Bank of India (RBI), SIBI, IRDA and finance ministry we may
be asked to provide access to our records so that they may
carry out an audit of our activities. If we disclose your
personal information to the above authorities, they generally
use this information for the purposes of compliance with the
Mortgage Code and Codes of Practice respectively and not for
any other reason.
What data is collected from you automatically?
We will automatically receive and collect certain
anonymous information in standard usage logs through our Web
server, including computer-identification information obtained
from "cookies," sent to your browser from a
web server cookie stored on your hard drive
an IP address, assigned to the computer which you use
the domain server through which you access our service
the type of computer you use
the type of web browser you use
Data which we collect from you
name including first and last name
email address
mobile phone number and contact details
ZIP/Postal code
demographic profile (like your age, gender, occupation, address)
preferences (such as housing loan, personal loan, credit card,
car loan);
financial information (like salary).
While you can terminate your account at any time, your information
may remain stored in archive on our servers even after the
deletion or the termination of your account.
Methods of Contact
Unless you have advised us to the contrary, both we
and any other broker, lender or third party referred
to above may contact you by telephone, letter, e-mail
or fax.
How Long Do We Keep Your Information?
How long we keep your information for depends on the
basis on which it was provided and also on whether or
not you have opted out either on the application form
or at a subsequent time.
Generally however:
We will keep the information that is
necessary to enable us to provide you with a service
that you have requested through this website for as
long as it takes us to provide that service.
We will keep your contact details for
as long as we have your consent to send you marketing
information and/or pass your contact details to third
parties.
We will keep records of any transactions
you enter into on this website for a minimum of six
years. This is so that we can respond to any complaints
or disputes that arise in that period.
We will keep other information
about you if it is necessary for us to do so to comply
with the law.
Your Consent and Rights
of Access
We will only collect and store information about you,
with your consent. You give us your consent by choosing
to opt in or out on the application form and also by
reading and acknowledging that you have read the "Declaration"
and also "Disclosure and Use of Information"
sections of the application form. You can change your
mind and remove or add your consent at any time.
If any data or information we hold about you is inaccurate
or out of date then please let us know and this will
be corrected immediately.
To revise your consent, access, amend or
delete your records you should contact MB Fund, SHOP NO-8,
SONWADI MANSION, TAIKAL WADI ROAD,
OPPOSITE PARTY HOTEL, NEAR STAR CITY THEATRE, MATUNGA (WEST)
W. RLYMUMBAI-400016.Phone - 9820361076 , 9869159774,022-22921132
Email: info@mbfund.com
Security and Confidentiality
Appreciating that both privacy and security of your information
is of the utmost importance, MB Marketing have implemented
technology and security policies, rules and measures to protect
the personal information we hold about you.
We protect your information by:
Utilising an encryption and authentication
process to protect our online services. This process
ensures that information is scrambled before it is transmitted
so that it remains private even if it is intercepted.
Ensuring that your information is kept
securely in our databases and offices. We only allow
our employees and trusted contractors access to your
information, and then only if they need it for a specific
authorised task. The computers on which we store your
information are kept in a secure environment.
Ensuring that we only pass your personal
data to third parties where security and confidentiality is
assured.
We will take all reasonable steps to protect your information,
but data can never be guaranteed 100% secure. Please note
that we will not be liable for any breach of security unless
we have been negligent.
The information or other contents on this Site ("Materials")
are copyrighted property of MB Fund and its affiliated companies
or licensors, and any unauthorised use of any materials on
this Site may constitute a violation of copyright, trademark
and other laws governing the materials presented on this Site.
To reproduce, republish, upload, download, post, transmit,
distribute or publicly display material from this Site you
will need written prior permission from MB Fund. Users may
view and download material from this Site only for personal,
non-commercial home use. As such this is a personal license,
and under no circumstances shall this license be construed
as a transfer of title to any Materials found at this Site.
The views, ideas and opinions as expressed
in the articles on this Site are solely of the related author(s)
of the material and MB Fund does not either subscribe to or
endorse such material posted on their Site. Moreover, no failure
to remove any particular material constitutes an endorsement
or acceptance of it by us.
Cookies
We may use third-party advertising companies to serve ads
on our behalf. These companies may employ cookies and action
tags (also known as single pixel gifs or web beacons) to measure
advertising effectiveness. Any information that these third
parties collect via cookies and action tags is completely
anonymous.
Links to other sites
This website may from time to time include links to other
sites. We make every effort to provide links to high quality,
reputable sites but we're not responsible for their privacy
practices or, site content, or the services they offer.
Telephone Calls
If you call any of the telephone numbers quoted on this website
we may record your call. These recordings are used for training
and quality control purposes to ensure that we continuously
monitor and improve our customer service standards.
Aggregated Information
We use aggregated customer information to help us understand
how our website is performing commercially and what we can
do to improve performance. We may provide this information
to other companies, such as third party advertisers. This
information does NOT include any personal details that can
be used to identify individuals.
Children
MB Fund do not knowingly collect data on or from children.
What this Privacy Policy does not cover
This policy does not apply to the practices of companies MB
Fund does not own or control, or to people MB Fund does not
employ or manage.
Changes in this Privacy Policy
MB Fund may amend this privacy policy from time to time. If
any amendments are made then a notice will be posted on this
website. This privacy policy was last updated on 15 Jan 2007.
Contact Details
Should you have any queries or require any information about
this Privacy Statement or MB Fund and the Data Protection
Act then these should be directed to the Data Protection Officer
SHOP NO-8, SONWADI MANSION, TAIKAL WADI ROAD,
OPPOSITE PARTY HOTEL, NEAR STAR CITY THEATRE, MATUNGA (WEST)
W. RLYMUMBAI-400016.Phone - 9820361076 , 9869159774,022-22921132
Email: info@mbfund.com
DISCLAIMER OF WARRANTIES - you the user, expressly understand
and agree that : your usage of this service is at your sole
risk and responsibility. The service is provided on an "as
is" and "as available" basis. MB Fund expressly
disclaims all warranties of any kind, whether express or implied,
including but not limited to the implied warranties of accuracy,
completeness, merchantability, fitness for a particular purpose
and non-infringement of intellectual policy.
MB Fund makes no warranty that the service will meet your
requirements, and in no event shall mb marketing be liable
in contract, tort, negligence or otherwise for any damages
whatsoever (including , without limitation, damages for loss
of profits, business interruption, loss of information) arising
out of the use of or inability to use the materials, even
if MB Fund has been advised of the possibility of such damages.
MB Fund also does not warrant that the functions contained
in the maerials will be uninterrupted or error-free, that
defects will be corrected, or that this site or the server
that makes it available are free of viruses or other harmful
components.
You understand and agree that any materials downloaded or
otherwise obtained through the use of the site is at your
own discretion and risk and that you will be solely responsible
for any damage to your computer system/ other devices or loss
of data that results from the download of materials.
No advice or information, whether oral or written, obtained
by you from mb marketing or through or from the service shall
be deemed to create any warranty not expressly stated in the
terms herein stated.
Limitation of liability - under no circumstances shall mb
marketing be liable for any direct, indirect, incidental,
special, exemplary or consequential damages, including but
not limited to, damages for loss of profits, goodwill, use,
data or other intangible losses (even if fianance india has
been advised of the possibility of such damages), resulting
from (a) the use or the inability to use the service; (b)
the cost of procurement of substitute goods and services resulting
from any goods, data, information or services purchased or
obtained or messages received or transactions entered into
through or from the services;(c) the materials in the site;
(d) unauthorized access to or alteration of your transmissions
or data; (e) statements or conduct of any third party on the
service; or (f) any other matter relating to the service.
Exclusions and limitations - some jurisdictions do not allow
the exclusion of certain warranties or the limitation or exclusion
of liability for incidental or consequential damages. As such
some of the above limitations may not apply to you.
You are prohibited from posting or transmitting to or from
this site any unlawful, harassing, threatening, libellous,
defamatory, abusive, harmful, vulgar, obscene, pornographic,
or other material, information or data that would violate
any civil or criminal laws. MB Fund will cooperate to the
fullest extent possible to assist authorities in prosecuting
those persons responsible for such postings.
Linked sites - any linked sites found within this site are
not under the control of MB Fund is not responsible for the
content of any linked site or the content of any other link
contained in a linked site mb marketing reserves the right,
at its sole discretion, to terminate any link or linking program
at any time and for any reason it deems appropriate. In providing
a link, MB Fund is not endorsing the companies or products
to which it links, and shall have no responsibility for the
actions or omissions of any such company, or the quality or
design of any such product. If you decide to access any of
the third party sites linked to this site, you do so entirely
at your own risk.
Applicable laws - this site is controlled by MB Fund from
its delhi offices and as such the relevant laws shall be applicable
to all users of the said site.
Updates - MB Fund reserves the right to revise, change and
modify these terms at any time by updating this posting or
by inserting legal notice to the effect
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